Broker Check

Meet someone just like you...

Read about their planning experience to gain insight on what you could expect.

Chris & Denise

  • Mid-50’s, married, 2 kids finishing up college
  • Both working with income around $250,000.
  • Want to understand how much income they can have in retirement

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Their Planning Experience

Our Retirement Income Planning Process is geared towards clients who are planning to retire now or any time within the next 15 years. Their focus has shifted from “How do I save for retirement?” to “Specifically how am I going to generate income during retirement?”

The process is highly educational and focuses on the risks you face in retirement, and how to structure your assets and income to help maximize your retirement lifestyle without fear of running out of money.

Click the tiles below to learn more.

Step 1
Your Wishlist

Philosophy Meeting

Retirement means something different to each person. It may mean still working but fewer hours, a new part-time gig, or a full-time vacationer. It may mean downsizing or buying a home close to grandkids. We want to understand what your perfect retirement looks like, so we design your income to support your lifestyle.

Step 2
Get Organized

Living Balance Sheet® Website

We give you access to a confidential personal financial website. You can see your entire financial picture in one place and your account values are updated daily. We then show you your strengths and weaknesses, so we can help identify opportunities for improvement.

Step 3
Protect Your Assets

Protection Analysis Meeting

We consider 12 areas of risk that could threaten your retirement plan, or life in retirement, such as long-term care. We measure your current levels of protection against these risks and provide recommendations on how to help ensure your retirement is protected.

Step 4
Your Retirement Risk Analysis

Retirement Income Overview Meeting

We discuss the problems with traditional retirement income plans and illustrate how these plans rob you of the lifestyle you deserve in retirement. We also discuss the risks in retirement that cause plans to fail.

Step 5
Build Your Retirement Income Plan

Retirement Income Plan Recommendations Meeting

We identify the highest and best use for each of your retirement assets and show you how each fits into the overall plan. We also show you where to save money between now and retirement to maximize the plan once you retire. This includes specific investment recommendations as well.

Step 6
Your Plan Becomes Reality

Ongoing Review Meeting Process

Our retirement income plans are unique and require our unique understanding to execute. We continue to meet with you as you approach retirement and once in retirement to help ensure the plan is executed properly.

All scenarios and names mentioned herein are purely fictional and have been created solely for training purposes. Any resemblance to existing situations, persons or fictional characters is coincidental. The information presented should not be used as the basis for any specific investment advice.