Cindy Stenberg was introduced to the world of business and personal finance at a young age when her older sister received 10 cents for cleaning her own room and in return paid Cindy 5 cents to do it instead. Cindy caught on after a while, continuing on the path of working hard, staying disciplined and assisting those around her do the same. She has always enjoyed finances, numbers and helping people, making financial services a perfect career choice.
Cindy received a B.S. in Math and Kinesiology at Clearwater Christian College and taught math and science in middle school and high school for 17 years. She has the heart of a teacher and desires to see others thrive and grow. This desire translates into her work in the financial field. Cindy loves to educate clients and to see them reach their financial goals. She is organized, precise, positive, and possesses a relentless work ethic.
Financial Services and Strategies, Disability Insurance, Life Insurance, and Long Term Care Insurance.
Cindy has been married to her husband Matthew for 18 years. He is the Director of Piano Studies at Howard W. Blake School of the Arts and maintains an active studio teaching and performance schedule. Matthew and Cindy have three children: Jing is a senior at Rensselaer Polytechnic University in Albany, NY majoring in Chemistry. Chloe is a sophomore at Blake High School majoring in Piano. William is an 8th grader e-learning through FLVS who plays drums, baseball, and golf.
In her free time, Cindy enjoys spending active time with her family. She enjoys competitive beach volleyball, golfing with her family, spending time at the beach, surfing, skiing, exercising, and worshipping at her church. Cindy has a large extended family close by and enjoys spending time with them often.
Cindy welcomes clients who strive to have stability, balance, and direction in their financial world and offers the following products and services:
“It is better to look ahead and prepare than to look back and regret.”
- Jackie Joyner-Kersee
“The only thing that overcomes hard luck is hard work.”
- Harry Golden
The Living Balance Sheet is an interactive web-based tool grounded on a unique philosophy that challenges traditional thinking and offers a new approach to financial decision making. It adheres to a proven process that helps clients achieve their financial goals.
Keeping track of finances using multiple websites, statements and piles of paperwork isn’t easy. There is a better and simpler way to see exactly what you own and what you owe.
The Living Balance Sheet provides you with a consolidated and up-to-date view of your complete financial picture. With one account you gain access to daily updates for all of your:
■ Assets ■ Liabilities ■ Insurance protection ■ Cash flow ■
With all accounts and values in one location, you always know what you have and what you’re worth.
The Living Balance Sheet® and The Living Balance Sheet® Logo are service marks of The Guardian Life Insurance Company of America® (Guardian), New York, NY. © Copyright 2005-2021 Guardian. Financial Representative of Guardian.