When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Buying Auto Insurance For Teen Drivers Tips on insuring your teen driver. Income Protection for Millennials Income protection insurance can replace earnings during a disability and recovery.