When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Income Protection for Millennials Income protection insurance can replace earnings during a disability and recovery. Retiree Health Care Coverage Overseas Retirees traveling abroad need to know that their health insurance travels with them.